FirePilot

Privacy Policy

Last updated October 8, 2026

FirePilot helps you track your money and get personal financial guidance. This policy explains what we collect, why, and the choices you have. We don't sell your data, we don't show ads, and we don't track you across other apps or websites.

What we collect

• Your account. When you sign in with Apple we receive an anonymous Apple user ID and, only if you choose to share them, your name and email address.
• Financial information you add. Accounts and balances, transactions, budgets, credit scores, notes, your financial profile (age, income, filing status, goals) and settings.
• Bank connections. If you connect a bank, our partner Plaid Inc. provides your account balances and transactions. You sign in to your bank inside Plaid; FirePilot never sees your bank username or password. Plaid's handling of your data is described in the Plaid End User Privacy Policy.
• Tax return numbers. If you upload a tax return, it's read on your iPhone. Only the extracted numbers (like income, deductions and tax) are sent to our server. The document itself never leaves your device, and identifiers like Social Security numbers are removed before anything is read.
• Feedback and problem reports you send, with your app version and iPhone model.
• Your plan. Whether you have a FirePilot Pro subscription, so the app can unlock it. Apple processes the payment; we never receive your payment details.
• Sample data. Free accounts show a sample household, kept in a separate demo account that contains no information about you and is deleted after 30 days without use.
• Website analytics. Our website uses Vercel Web Analytics, which counts page views without cookies and without identifying you.

AI

FirePilot's advisor runs on your iPhone with Apple Intelligence. Your financial summary, questions and documents are processed on your device; FirePilot doesn't send them to any third-party AI service. AI guidance is educational and isn't professional financial, tax or legal advice.

How we use it

Only to run the app: to show your net worth, spending, budgets and plans, to keep your data in sync, to fix problems you report, and to improve FirePilot. Subscriptions are processed by Apple; we never receive your payment details.

Where it's stored

Your data is stored on our servers hosted by Vercel and Neon in the United States, encrypted in transit. Bank access tokens and Apple sign-in tokens are encrypted at rest. A copy of recent screens is cached on your iPhone so the app works offline.

Who we share it with

We never sell your data or share it for advertising. We share it only with the service providers that run FirePilot, under contracts that limit their use to providing their service:

• Plaid Inc., to connect your bank accounts (see Plaid's End User Privacy Policy).
• Vercel (hosting) and Neon (database), in the United States, which store and process data for us.
• Apple, for Sign in with Apple and in-app purchases.

We may disclose information if the law requires it.

How long we keep it

• Your account data is kept while your account exists.
• When you disconnect a bank, its accounts, balance history and transactions are deleted right away, and its access at Plaid is revoked.
• When you delete your account, everything is deleted right away; backups held by our database provider expire within 35 days.
• If your FirePilot Pro subscription ends, your connected banks are disconnected 7 days later, and their accounts, balance history and transactions are deleted. Subscribe again within 7 days to keep them.
• Sample-data (guest) accounts are deleted after 30 days without use.
• Security logs are kept for up to 1 year; usage counters for 90 days.

Your rights and choices

• See and download your data: in the app, Settings ▸ your name ▸ Export my data gives you a copy of everything we keep for your account.
• Delete your account any time in Settings ▸ your name ▸ Delete account. This permanently deletes your data from our servers, disconnects any banks at Plaid, and revokes Sign in with Apple.
• Disconnect a bank in Settings ▸ Connected banks.
• Consent: before you connect a bank, we ask you to agree to this policy, and we ask again if it changes.
• California residents have the right to know, delete and correct personal information and not to be discriminated against for using these rights; the options above cover them. We don't sell or share personal information as defined by the CCPA.
• To ask a question or make a request, use the contact form or Settings ▸ Send feedback in the app.

Children

FirePilot isn't directed to children under 13 and we don't knowingly collect their data.

Changes

If we change this policy, we'll update this page and the date above.